You should check your credit report for errors every year. Use the AnnualCreditReport.com website to get a free report once every 12 months from each of the reporting agencies: Equifax, Experian and TransUnion.
AnnualCreditReport.com is a secure and centralized service for consumers to request free
annual credit reports. It was created by the three nationwide consumer credit
reporting companies - Equifax, Experian and TransUnion.